Terms of Use
Last updated: November 12, 2026
These Terms of Use govern your use of aresbenefitgroup.com (the "Site"), operated by Ares Benefit Group ("Ares," "we," "us"). By using the Site, you agree to these terms.
Information only
Content on the Site is general information about employee benefits and is not legal, tax or accounting advice. Benefits rules depend on your company's facts and can change. Talk with a qualified attorney or tax professional about your specific situation.
No offer of coverage
Nothing on the Site is an offer to sell, or a binding quote for, any insurance product. Coverage, pricing and eligibility depend on carrier underwriting and approval, and on the terms of the policy actually issued. Products and carriers vary by state. Our agents are licensed in all 50 states.
Submitting information
When you submit a form, you confirm that the information is accurate and that you're authorized to request benefits information for the company you name. Our Privacy Policy explains how we use what you submit.
Acceptable use
You agree not to misuse the Site. That includes trying to gain unauthorized access, interfering with how it works, submitting false information, or using automated tools to scrape it.
Intellectual property
The Site's content, design and logos belong to Ares Benefit Group or its licensors. You may view and print pages for your own business use, but you may not copy, republish or distribute them without our written permission.
Third-party links
The Site may link to government agencies, carriers or other third-party sites. We don't control those sites and aren't responsible for their content or practices.
Disclaimer
The Site is provided "as is" and "as available." To the fullest extent the law allows, we disclaim all warranties, express or implied, including warranties of accuracy, fitness for a particular purpose and non-infringement.
Limitation of liability
To the fullest extent the law allows, Ares Benefit Group won't be liable for any indirect, incidental, special or consequential damages arising from your use of the Site or reliance on its content.
Governing law
These terms are governed by the laws of the State of Florida, without regard to its conflict-of-law rules.
Changes
We may update these terms at any time. The "Last updated" date above shows when they last changed. If you keep using the Site after a change, you accept the updated terms.