Employee benefits for Tampa Bay employers
The office is in Tampa. The practice is not limited to Florida. Our agents are licensed in all 50 states, and we also work with companies that have people in other states. See benefits for a multi-state workforce.
This is an employer page, not a consumer guide to buying a personal plan in Tampa.
What we set up for Tampa Bay employers
The same structures we advise on nationally, applied to a local census:
- A fully insured group plan, including SHOP coverage
- A level-funded plan, when a contract can be issued
- An ICHRA or a QSEHRA
- Section 125 payroll administration
- Group life and disability and voluntary benefits
- A renewal or benefits RFP before the next plan year
Florida employers with fewer than 50 full-time employees, including full-time equivalents, are generally not applicable large employers under the ACA and are not required to offer health coverage under those federal rules. Many still do. See Do employers under 50 have to offer health insurance?.
Florida notes we will actually check
We will confirm the current Florida SHOP process, any state continuation rules that may apply if you have 20 or more employees or if a state mini-COBRA rule is in play, and whether a particular fully insured or level-funded product can be issued for your census. We will not print a claim that Florida does or does not have its own employer health-coverage mandate unless we are citing a primary source. The federal ALE test is the test we will run.
How to start
Send a roster, the cities or counties where people work, what you offer today, and your renewal date if you have one. Meetings can be at the Hillsborough Avenue office or remote.Contact
Ares Benefit Group LLC
5701 E Hillsborough Ave
Tampa, FL 33610
(813) 540-1299
admin@aresbenefitgroup.com
Our agents are licensed in all 50 states.
Frequently asked questions
Do you only work with Tampa companies?
No. The firm is based in Tampa and works with Tampa Bay employers as a core part of the practice. We also work with employers in other states, and with Tampa companies that have employees elsewhere.
Can we meet in person?
Yes. The office address is 5701 E Hillsborough Ave, Tampa, FL 33610. There is no suite number.Is SHOP available in Florida?
Florida employers use the SHOP process that applies in this state. We will confirm current plan availability and participation rules at the time you enroll, rather than treat a past year's list as current.